Dog Insurance

We all want to keep our pet dogs healthy, so if they ever become ill or injured then only the best veterinary care will do. However, veterinary treatment can be rather expensive and with there being no kind of animal NHS to help with the costs, a few trips to the vet could run up a bill of several hundred pounds or more.

Dog insurance, a form of pet insurance, allows you to take out an insurance policy to cover the costs of veterinary treatment and makes the process of caring for a dog more affordable. The benefits of pet insurance are extraordinary and based on the type of policy can include:

  • Cover against expensive veterinary bills
  • Direct payments to vets so you need not pay the initial bill
  • Cover against the loss or theft of your pet
  • Cover for third party liability
  • Emergency board cover for your pet should you ever fall ill and be taken into hospital

For as little as £8.71 a month, your dog could be insured and you would be stripped of the burden of feeling you did not do enough to keep your dog in good health. Use our comparison table below to find a great deal on dog insurance today.

Compare Dog Insurance

Insurer Policy Name Policy Type Maximum
Vet Cover 		Online
Discount 		Multi Pet
Discount 		Get a Quote
Churchill Pet Emergency Annual £1,500 20%
Churchill Pet Insurance Annual £3,000 20%
M & S Premier Lifelong £7,000 15% 5%
M & S Standard Lifelong £4,000 15% 5%
Direct Line Essential Annual £4,000 10% 15%
Asda Finance Value Annual £1,500 10% 20%
Asda Finance Standard Annual £3,500 10% 20%
Asda Finance Superior Annual £6,000 10% 20%
Pet Protect Lifelong Extra Lifelong £6,000 10% 5%
Direct Line Advanced Per Condition £6,000 10% 15%
Pet Protect Lifelong Plus Lifelong £4,000 10% 5%
Petplan Essential Annual £3,000 10%
Petplan Classic Lifelong £4,000 10%
Petplan Ultimate Lifelong £12,000 10%
Sainsburys Option 1 Annual £3,000 12 months for 9 5%
Sainsburys Option 2 Per Condition £7,500 12 months for 9 5%

Why does your dog need insurance?

Due to the high costs of veterinary treatment, it can be expensive treating a dog for a serious illness or injury which requires an unplanned visit to the vet. In some cases, owners cannot afford the treatment and have to make the heart breaking decision of having their beloved family pet put to sleep. By insuring your dog, you have peace of mind knowing that will be able to afford whatever treatment your dog requires should it sustain an illness or injury.

Many UK dog owners are unaware of the fact that they are financially liable for any injury or damage sustained by a third party as a result of their dog i.e. damage caused to a vehicle through a road traffic accident involving the dog. By having pet insurance, owners can be covered for incidents such as this through Third-Party Liability Cover.

How much does dog insurance cost?

The cost of a dog insurance policy can depend on factors such as the age of the dog, the breed of the dog and the type of cover you are looking for. Older dogs are generally more expensive to insure as they are considered a higher risk by insurance companies. Likewise pedigree or rare breed dogs are more expensive to insure. Some companies will only insure dogs within a certain age bracket whereas others don’t have such limits.

In any case, it’s worth looking at the different types of pet insurance policies and deciding which one would be suitable for your pet. Armed with this information, you can then shop around using the comparison table above and get free quotes from many of the UK’s top pet insurance providers.

Doing so could not only save you money, but could also ensure that you are covered for all probable mishap scenarios. Insurance policies can differ from policy to policy, with small print dictating differing terms and conditions, so the key is to ensure you have read the terms and conditions fully and you know that the insurance policy at hand is the right policy for you.