Annual Pet Insurance

Annual pet insurance is the cheapest option for owners looking to protect their pets against the high cost of treating illnesses, injuries or disease.

It has a reputation for being the least flexible type of pet insurance as you can only claim for a condition suffered by your pet for upto 12 months from the first treatment of that condition. Once 12 months have elapsed, you can no longer claim for that condition again.

Likewise, there is also a maximum limit on how much the insurer will pay out for each condition and once this limit is reached, you can no longer claim for that condition.

If your pet requires one-off surgery or treatment for short term conditions then this could be the right type of pet insurance for you.

Use our comparison table to find a great deal on annual pet insurance cover.

Compare Annual Pet Insurance

Insurer Policy Name Policy Type Maximum
Vet Cover
Online
Discount
Multi Pet
Discount
Get a Quote
Direct Line Essential Annual £4,000 20% 15%
Churchill Pet Emergency Annual £1,500 20%
Churchill Pet Insurance Annual £3,000 20%
Sainsburys Option 1 Annual £3,000 20% 5%
Asda Finance Value Annual £1,500 10% 10%
Asda Finance Standard Annual £3,500 10% 10%
Asda Finance Superior Annual £6,000 10% 10%
Petplan Essential Annual £3,000 10%