Compare Pet Insurance

Insurer Policy Name Maximum
Vet Cover 		Claim Basis Policy Type Online
Discount 		Multi Pet
Discount 		More Info
Essential £4,000 Per Condition 12 Month Cover 20% 15%
Premier £7,000 Per Year Lifelong Cover 15% 5%
Value £1,500 Per Condition 12 Month Cover 10% 10%
Standard £3,500 Per Condition 12 Month Cover 10% 10%
Superior £6,000 Per Condition 12 Month Cover 10% 10%
Bronze £2,000 Per Condition No Time Limit Cover
Silver £4,000 Per Condition No Time Limit Cover
Lifelong Extra £6,000 Per Year Lifelong Cover 10% 5%
Advanced £6,000 Per Condition No Time Limit Cover 20% 15%
Standard £4,000 Per Year Lifelong Cover 15% 5%
Pet Emergency £1,500 Per Condition 12 Month Cover 15%
Pet Insurance £3,000 Per Condition 12 Month Cover 15%
Lifelong Plus £4,000 Per Year Lifelong Cover 10% 5%
Gold £7,000 Per Condition No Time Limit Cover
Standard £2,500 Per Condition 12 Month Cover 35% 5%
Extra £4,000 Per Condition No Time Limit Cover 20% 5%

Owning a cat or a dog can bring so much joy to your life, from the companionship you might find to the fulfilment that comes with caring for another life. But what will you do if your cat or dog is taken ill? What if they are injured in some way? Clearly this means a trip to the vet, but in a time when veterinary costs seem to constantly be on the rise, how do you plan on paying for it?

This is where Pet Insurance comes into play. By having cover, you could save a lot of money whilst also taking steps to ensure the future for your cat or dog. Whilst it cannot guarantee successful veterinary treatment it can at least ensure that every available step is taken so that an animal need not be put to sleep because the owner cannot meet the costs.

The average veterinary bill in the UK is £300 and the amount of pet owners in the UK that have Pet Insurance is little over a quarter, highlighting the need for more people to head online and compare pet insurance. It could easily make all the difference between a pet getting the treatment it requires and a pet being put to sleep.

What does Pet Insurance cover?

Depending on the level of cover you have, pet insurance policies will cover you for veterinary costs (the amount covered varies from policy to policy). With some policies you can also reap additional benefits whereby your pet is protected while you’re on holiday or you yourself are protected from accidents resulting from your pets behavioural problems (for example, if the cat or dog causes damage to yours or someone else’s property). Even in the sad event of the pet’s death, some policy providers will cover the burial or cremation costs.

But that is not all and there are various other ways in which pets could incur particular financial hardships. This is where pet insurance provides a helping hand. For instance, if your pet goes missing, the costs of searching for them maybe covered, including advertising costs. Likewise, if the animal needs to be placed in a kennel, this may also be covered and if your cat or dog causes a holiday cancellation then some pet insurance policies may pay out to cover the costs. It shows that in the long run its pays for your pet to be protected with pet insurance.

Always shop around for Pet Insurance!

Like any form of insurance, it pays to compare different pet insurance products to help find the best pet insurance cover for your pet. When you have found a policy that suits your needs and comes at an affordable price you can sign up and pay a premium each month or once for the whole year. This means that when your pet is taken ill or incurs an injury you can make a claim for the associated costs. If the illness or injury is covered by the terms of the policy then you will be reimbursed.

So as long as you, the pet owner, read the small print of your policy, ensuring that particular scenarios or situations you envisage are covered then you will be able to sleep a little easier with the knowledge that you have done everything you can to protect your pet!